Cooking your own food at home and packing your lunch for work can you save money. However, there may be times that you still want to eat out with family and friends. If you’re worried about the budget, there are things that you can do to avoid spending too much. Here are some of them.
Being irreplaceable at work could give you that job security that you need to pay for your bills, save for the future and enjoy in life. There are so many people looking to be employed and would be more than happy to be in your position. In order to secure your place in your company,
Looking for a new job while you’re still employed is actually ideal; in case you wish to see if the grass is indeed greener on the other side. You may find yourself contemplating on moving in another company or trying a new career for various reasons. Aside from the possibly higher pay, other reasons could
Owner financing is a less traditional approach in a home purchase. A buyer who does not have a good credit score, doesn’t have enough money for the purchase, or doesn’t qualify for a mortgage may consider this as an option. Also called as seller financing, the seller gives a specific amount of loan or credit
It is known that divorce is emotionally distressing. But its financial implications must also be taken into consideration. Researchers find that divorcing individuals would need more than 30% increase in income to maintain the same standard of living they had before divorce. Men and women are equally affected by the financial ramifications of divorce which
With our increasing needs and wants comes our high utilization of credit cards leading to accumulation of debts. While some debt is inevitable, drowning in it is unnecessary. Taking a methodical approach is the most efficient way to manage and free yourself from debt. If you are determined to get out of financial servitude, here’s
Prenuptial agreements are commonly associated with Hollywood divorces. But this is not restricted to them. Any couple who has personal and business assets to bring to the marriage can benefit from a prenup. Think of a marital union as a business partnership where you have to protect each spouse’s financial interests in case anything happens
We would all be wanderlusts if only air fare come cheap. Booking flights is so easy nowadays; everything is done with just a click of a mouse or a touch on the screen. But sometimes, we end up spending more than we want. So how do you satisfy your love for travel while saving money?
Getting a rent-to-own home is one of the options that you have if you wish to get a house, but you’re not yet financially prepared to purchase one. The terms of these contracts vary from one state to another. This is why you should know the ins and outs of this option if you’re considering
Moving in with your partner can have financial benefits, as long as everything is planned prior to the move. More and more couples are now opting for this setup instead of tying the knot before moving in together. According to statistics, about 70% of couples in the United States move in with their partners before marriage. As mentioned,