Monthly Archive:: April 2014

7 Compelling Reasons to Start Having a Budget

According to a recent poll made by Gallup, only 30% of Americans prepare a detailed monthly budget, which allows them to track their income and expenses.  Gallup is a company that offers advice, analytics and research services to businesses and has been around for 75 years. The result of the poll shows that many people

Credit Cards: Pros, Cons and How to Use Wisely

Credit cards are used for cashless payments and for many online purchases. However, it takes great responsibility and discipline to own one as reckless use can lead to financial catastrophe. Using a credit card has its advantages and drawbacks.  Before even applying for one, it’s best to weigh its pros and cons to see if