Monthly Archive:: April 2014
One of the things that you should keep on your budget is savings. A portion of your paycheck should be set aside for this. No one could tell what the future holds. You may lose your job or face financial troubles. Without any savings, the situation would be more difficult to handle. Saving should also
One of the most special events that parents celebrate each year is the birthday of their children. While they want to give the best party for their kids, it’s also important to spend within their budget. There are ways on how to make the birthday celebration fun without spending a fortune. If you’re a parent
According to a recent poll made by Gallup, only 30% of Americans prepare a detailed monthly budget, which allows them to track their income and expenses. Gallup is a company that offers advice, analytics and research services to businesses and has been around for 75 years. The result of the poll shows that many people
Almost all states in the US require that car owners must have their vehicles insured. However, even if it’s not mandated by the law, it’s still a good thing to get an insurance. Accidents may happen anytime. This coverage can give you peace of mind knowing that you don’t have to shoulder all the expenses
It’s the time of the year when everybody is merry; friends and families get together, and give gifts to each other. While holidays are supposed to be fun, it can get stressful, especially if you’re on a tight budget. You may be thinking about the foods that you’ll be bringing to the family dinner and
Credit cards are used for cashless payments and for many online purchases. However, it takes great responsibility and discipline to own one as reckless use can lead to financial catastrophe. Using a credit card has its advantages and drawbacks. Before even applying for one, it’s best to weigh its pros and cons to see if
Management of personal finances may be easier said than done for many people. After all, not everyone is that organized and dedicated in keeping track of their expenses. However, personal finance management is very important if you want to make sure that you are on top of your budget and that you are able to
