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A good financial advisor or planner can help manage your personal finances better. Managing your finances is part of your day to day life. From your daily budget, investments, purchases and loans, these should be planned properly to avoid financial mishaps. If you feel that you can handle your finances on your own, it’s alright
More and more people are now trying DIY projects in their homes. Whether it’s cleaning or home improvement, they try to do it by themselves, especially that tools and equipment are now easily available in the market. Aside from the sense of accomplishment that they feel for successfully completing a project, another reason for doing
Preparing for your tax return can be time consuming. You also need to make sure that you are accurate with your numbers and data to avoid having problems with the IRS. This is why it’s important that you start preparing ahead, so you’ll have more time to double check your files. Moreover, doing so will
Credit cards are used for cashless payments and for many online purchases. However, it takes great responsibility and discipline to own one as reckless use can lead to financial catastrophe. Using a credit card has its advantages and drawbacks. Before even applying for one, it’s best to weigh its pros and cons to see if
Management of personal finances may be easier said than done for many people. After all, not everyone is that organized and dedicated in keeping track of their expenses. However, personal finance management is very important if you want to make sure that you are on top of your budget and that you are able to
First of all, it’s important that we set this reminder. It’s still better not to hoard cash inside your home. Invest it somewhere or put it in the bank. We wrote about this on the post “What Not to Do with Your Money.” But whatever your reason is, if you are really bent on keeping
Ever fancied receiving an extremely generous tip that equates to having won the lottery? How about dreaming of becoming very wealthy that you are able to give out generous tips that make other people eternally grateful? Extreme instances of generosity do exist and hopefully, they can inspire you to be good in managing and growing
So here comes that time of the year again. Many of us will have to set our clocks an hour in advance to observe Daylight Saving Time (DST) or summer time. Daylight Saving time was adopted to make use of the longer days (longer duration of solar illumination) from spring to summer. The goal was
Tipping has become customary in many Western countries. It is something typically expected by waitstaff and others in the service industry. As a consumer, you’ve probably encountered of several instances when you are confused about the amount to give for the tip. How much should you give? Is $5 or $10 enough to reward good
Even if you were given millions of dollars, if you know nothing about proper money management, you will likely not enjoy the benefits of having money. Of course, it’s common knowledge. Money management skills are very important. Wealth is never infinite and the corrupting tendencies of money is always a threat. The following are examples
