Everyone, at any point in their lives, would have some need for a big chunk of money. This chunk of money could be used for anything, ranging from opening up a business or paying off past debts. Whatever the reason behind, a huge chunk of cash is never readily available. This is where loans come
Do you want to be a millionaire? Are you dreaming of getting a new car? Aiming to get a new house? Want to put aside money for your family’s future? All these are dreams that almost everyone would have. Many have succeeded in realizing these dreams. Some have realized these dreams at a faster pace.
According to financial guru Robert Kiyosaki, the most important thing any parent can teach their child would be about money. As money in itself is a language, the nuances of this language need to be taught by parents to their children. If proper financial advice was imparted to children, they would carry these information with
A wise man once quoted, “From small beginnings come great things”, which can also be applied on saving. This is indeed a very apt statement that holds true for practically everything we do in life. We cannot start anything big without starting at the bottom. The same goes even for our bank accounts. Unless you
Credit cards are said to be everyone’s best friend. As it allows you to make payments in the absence of cash, a lot of people use their revolving credit limit to purchase groceries, meals and even high priced items. Should you need a cash advance, credit cards also have credit line facilities where you can
You can try being an exchange student to learn independence especially in handling your finances. No matter how prestigious your current university is, there are still a lot of added benefits when you give foreign universities a try even just for a few months or a semester. You won’t just learn about academics, but also
This Christmas, you don’t need to spend a lot just to feel its essence. You can find ways to cut expenses and make the most out of it. During the holidays, you won’t mind spending a lot. After all, it only comes once a year. Once the Christmas spirit is in the air, you will
Being in your 20’s means that you use the time to do whatever you want in life especially with your spending, but it is in fact the best time to save and be financially stable. It is inevitable for people in their 20’s to be carefree in terms of finding a job, going to place
Being someone of good financial standing with the bank and other financial institutions is a goal that each individual planning to get married and settle down should strive for. This means having a financial record that is either debt-free or one that has the most minimal of arrears. Such a reputation with banks and other
Budgeting, which is creating a plan of how to spend money to avoid falling into debt, should be introduced during a person’s childhood years. But training youngsters in this skill is not an easy task. Human beings are naturally inclined to spend money than save it. And this is true even with little children. But