Savings Archive
When it comes to saving money, the most common thing that people do is to open a bank account. It may seem that all banks are the same, but the truth is they were not created equal. This is why there are things that you must put into consideration when choosing the bank where to
While being frugal and cheap may sound the same, there’s a fine line that separates the two. Both would like to save money, but in different ways. Frugal individuals would not sacrifice the quality of products purchased over the price, while cheap people only think about the price. Moreover, thrifty people would spend more money to
It’s nice to dine out with friends every now and then. It could serve as a bonding moment and it’s also a great way to distress and forget about the problems that you may have at work or at home, at least for the mean time. Since eating at a restaurant doesn’t come cheap, there
Many students resort to getting student loans in order to successfully finish college. After graduation, they face the challenge of having to repay their debts. If you are a student who applied for a student loan from the federal government or you have already graduated and you are in the process of paying your loans, you
As a parent, you would like to see to it that you have a college fund ready for your kid. This way, you can be sure that he could get a degree, which would improve his chances of landing a good career. With the cost of college education continuously increasing each year, it could be
More and more people are now trying DIY projects in their homes. Whether it’s cleaning or home improvement, they try to do it by themselves, especially that tools and equipment are now easily available in the market. Aside from the sense of accomplishment that they feel for successfully completing a project, another reason for doing
Preparing for your tax return can be time consuming. You also need to make sure that you are accurate with your numbers and data to avoid having problems with the IRS. This is why it’s important that you start preparing ahead, so you’ll have more time to double check your files. Moreover, doing so will
One of the things that you should keep on your budget is savings. A portion of your paycheck should be set aside for this. No one could tell what the future holds. You may lose your job or face financial troubles. Without any savings, the situation would be more difficult to handle. Saving should also
One of the most special events that parents celebrate each year is the birthday of their children. While they want to give the best party for their kids, it’s also important to spend within their budget. There are ways on how to make the birthday celebration fun without spending a fortune. If you’re a parent
According to a recent poll made by Gallup, only 30% of Americans prepare a detailed monthly budget, which allows them to track their income and expenses. Gallup is a company that offers advice, analytics and research services to businesses and has been around for 75 years. The result of the poll shows that many people