Savings Archive
Starting a business without enough money could be a huge challenge. Finding someone who is willing to invest in your idea is a great start. Not everyone is lucky enough to find a wealthy individual who is willing to gamble upon an idea, which may or may not succeed. For people who have tried other
There are times when you feel like you want to travel, but you are also guilty of not saving the money for the rainy days. You won’t ever know what would happen in the future. Therefore, having enough money for savings would be great. On the other hand, you also don’t want to waste the
The reason why there are people who don’t earn that much, but are still able to step up the economic ladder is that they are disciplined. They understand that they have limited resources and they know exactly how to make ends meet. They don’t pretend to be someone they are not. They make sure that
The mortgage broker serves as the link between the person who is interested in buying a house and a bank or lending firm. With their help, it would be a lot easier for you to partner with a bank that has better repayment scheme. They also have lots of connections. You can evaluate several options
Loyal customers are the foundation of every business. It is with the help of these customers that businesses stay alive. They are also the ones who have something good to say about the business and will most likely encourage others to patronize the products they have bought. If there are more online customers, then it
Borrowing from retirement plan is possible. However, this is something that you may want to consider not doing as there are several drawbacks to it. First of all, the main reason why you have your retirement savings is for you to live a comfortable life once you retire. You should work on your finances so
Frugality and cheap are not the same. There’s a fine line between the two and if you don’t want to be branded a cheapskate, you should know the difference. It’s not bad to want to save money and be smart in spending it. However, when this sacrifices even your needs and that of others, it’s
There are important habits that you need to practice in order to maintain healthy personal finances. Once these habits were included in your lifestyle, it would become natural and these would become part of your day to day life. According to a survey made, only less than 10% of college students and less than 20%
Student loans get high and this is taking a toll on a lot of graduates. About 18% of the salary of most graduates go to their salary loan payment. Moreover, around 60% of these graduates see that they would be in this situation until they reach their 40s. This is the reason why many of
Many individuals perceive rich people to be spending mindlessly when it comes to their money, after all they have lots of it. While this is true to some, many of them actually worked hard to get what they enjoy right now and they have been and are still smart about the way they spend their