admin Archive
Credit cards are used for cashless payments and for many online purchases. However, it takes great responsibility and discipline to own one as reckless use can lead to financial catastrophe. Using a credit card has its advantages and drawbacks. Before even applying for one, it’s best to weigh its pros and cons to see if
Management of personal finances may be easier said than done for many people. After all, not everyone is that organized and dedicated in keeping track of their expenses. However, personal finance management is very important if you want to make sure that you are on top of your budget and that you are able to
First of all, it’s important that we set this reminder. It’s still better not to hoard cash inside your home. Invest it somewhere or put it in the bank. We wrote about this on the post “What Not to Do with Your Money.” But whatever your reason is, if you are really bent on keeping
Ever fancied receiving an extremely generous tip that equates to having won the lottery? How about dreaming of becoming very wealthy that you are able to give out generous tips that make other people eternally grateful? Extreme instances of generosity do exist and hopefully, they can inspire you to be good in managing and growing
So here comes that time of the year again. Many of us will have to set our clocks an hour in advance to observe Daylight Saving Time (DST) or summer time. Daylight Saving time was adopted to make use of the longer days (longer duration of solar illumination) from spring to summer. The goal was
Tipping has become customary in many Western countries. It is something typically expected by waitstaff and others in the service industry. As a consumer, you’ve probably encountered of several instances when you are confused about the amount to give for the tip. How much should you give? Is $5 or $10 enough to reward good
Even if you were given millions of dollars, if you know nothing about proper money management, you will likely not enjoy the benefits of having money. Of course, it’s common knowledge. Money management skills are very important. Wealth is never infinite and the corrupting tendencies of money is always a threat. The following are examples
The news is out. Mt. Gox, the Tokyo-based leading bitcoin exchange, finally admits its bitcoin losses. Mt. Gox files for bankruptcy after mysteriously going offline for some time, leaving the following ambiguous message on their website: Dear MtGox Customers, In the event of recent news reports and the potential repercussions on MtGox’s operations and the
Saving is one of the money management skills being promoted to deal with the limitedness of financial resources. It is something even young children know. However, you may not be aware of certain ways with which you can also achieve savings. You don’t necessarily have to keep money or hold back on spending to save
The 2014 Mobile World Congress has just started, showcasing an abundance of consumer electronics to tickle every tech enthusiast’s fancy. For many, this is one event of hard-to-resist temptations. The products featured are bound to taunt guests into buying an “upgrade” or simply to get something interesting. Electronic gadgets are some of the reasons why
