“Magic savings” is something that can be experienced by every person. It has the ability of spicing up and thereby putting a sense of “enchantment” to one’s practice of financial management, which can further strengthen his/her practice of saving for emergency situations. This is can be applicable to anyone earning income – employed and self-employed
An excellent plan on how to manage one’s income is very important. It involves budgeting, saving, investing, among others. Good budgeting starts with a clear understanding of the difference between needs and wants. Needs are those things in life that are necessary for survival, which mostly pertains to food, shelter, and clothing. Wants are simply
Maintenance medications can become part of a person’s basic needs and should be taken into careful consideration when budgeting one’s expenses, especially if he/she only has minimal funds available. There are many individuals who have certain health problems and/or disabilities. Their conditions, however, have greatly improved after taking maintenance drugs. Maintenance medications have been effective
Humans are relational beings. And going out on dates is the most common way people get to know each other. As normal as relating is to human beings, so are financial constraints expected in life. And these economic limitations are one of the reasons that prevent individuals from going out to get to know other
Whatever the reason you may have, when you have bad credit scores the path back to a better reputation is a long and hard one. Of course, every journey starts with one step and for financial problems, the first step means admitting you did wrong. You don’t have to dwell on these mistakes for too
Organic eating is becoming more and more popular to health conscious individuals and people who wish to go green. Organic products are grown or processed without the use of pesticides and other chemicals that are often used in conventional methods. Organic foods are healthier since they are free from substances that may be harmful to
Money is hard to come by nowadays. Sure, you may have a stable job and find yourself in a good way, but the truth here is that living paycheck to paycheck can be dangerous. What will you do if you get into an accident, or your car breaks down? God forbid what if someone close
Are you looking to save money for your child’s college fund? Is the unsure future making you think twice about paying for college on the spot? If so, then join the club. There are literally millions of parents out there that worry the same, and for good reason. Some experts have projected that there will
Cutting cost on your health care can be done without sacrificing the quality. As they say, health is wealth. You should take care of your health in order to function properly in your day to day to life. However, health care can put a strain in your pocket. If you wish to save some cash
An ordinary employee’s skills in financial management can be seen in many ways. One, is when funds in his/her bank account naturally becomes depleted as days pass by since his/her last pay check, but a need for spending becomes necessary in order to address the sudden increase in the number of his/her errands. Many of