One of the most-awaited moments at work would be the time of the year when bonuses are released. The typical bonus that is released by most companies would be the 13th month bonus. Usually given to employees as a way to recognize a job well done, the 13th month usually amounts to an entire month
The following are useful tips to avoid overspending when you go for an overseas trip. It’s never going to be easy running out of cash or other pecuniary resources while you are traveling, especially when it’s overseas or somewhere really distant. It’s only logical knowing what you should do to avoid spending so much in
It is the dream of every person to purchase their first home. As being able to purchase your own house reflects a sense of financial stability, one has to have enough savings put aside. As you will be using hard-earned money, it is important to remember certain things before purchasing any house. That way you
In this, and in any new year, it is always wise to start thinking about how to invest and move your money around. However, the market is still a bit flimsy when it comes to smart investments so learning a thing or two about which opportunities are the best is even wiser. If you’re interested
Happy 2015 everybody! After the parties are over, and the holidays wind down, the work routine starts to take over quite quickly. At the same time, it can be hard to keep track of your New Year’s resolutions. There, however, a few important aspects of your life which you might want to change for the
Shopping for your dream house can be considered to be one of the biggest milestones in one’s life. In order to purchase a home, you would need to reach a certain level of financial stability. However this milestone comes with a lot of commitments. You do not only need to put aside a substantial amount
Home ownership is one of the biggest goals everyone would have. Within their lifetime, it is the dream of everyone to be able to procure their own home. However buying a home is not just about having money for initial downpayments. There are other factors to purchasing your dream home. Here are some of the
Proper fund management does not only apply to your personal finances. It is also essential for business. Improper fund management would not only endanger your business, but you would also not be able to even start up your business without proper preparation. So before starting any business, it is always important to plan properly. That
One of the most worrisome situations one can face in their lifetime would be facing a crisis and not having any savings at all. This is actually the situation of many individuals. Most people live from paycheck to paycheck and have nothing set aside for rainy days. When an emergency comes along, they would need
All business owners would know that one of the biggest challenges when doing business is maintaining healthy working capital. Throughout the duration when you run your business, there are bound to be instances when you will struggle with your cash flow. One possible reason for this would be due to insufficient funds at the onset