Cash and credit are the two (2) most common means of how an individual expends his/her financial resources to acquire goods and avail of services but, if mismanagement, might result to debt. Thus, learning to control – how and when to use them is very important. Knowledge and skills in managing one’s cash and credit
A systematic, strategic and secure way of carrying one’s money as he/she travels daily in the metropolis commuting is very important. This is most applicable for those who journey long distances before reaching their destinations. Bulk of the population of any city, in any given country of the world is commuters who take not only
The habit of saving money is so important and should be introduced in one’s childhood years. But teaching the value of this practice to youngsters is not an easy task. Human beings, even children, are inclined to spend money than save it. But this can be addressed using even the simplest, most common and traditional
A clear understanding of what investing and gambling , is essential for good financial management. These two (2) words, often heard, yet usually taken for granted, have deeper implications to every individual’s economic resources more than one can ever imagine, since, like any type of reserve, finances can become depleted if not spent wisely. So
“Magic savings” is something that can be experienced by every person. It has the ability of spicing up and thereby putting a sense of “enchantment” to one’s practice of financial management, which can further strengthen his/her practice of saving for emergency situations. This is can be applicable to anyone earning income – employed and self-employed
An excellent plan on how to manage one’s income is very important. It involves budgeting, saving, investing, among others. Good budgeting starts with a clear understanding of the difference between needs and wants. Needs are those things in life that are necessary for survival, which mostly pertains to food, shelter, and clothing. Wants are simply
Maintenance medications can become part of a person’s basic needs and should be taken into careful consideration when budgeting one’s expenses, especially if he/she only has minimal funds available. There are many individuals who have certain health problems and/or disabilities. Their conditions, however, have greatly improved after taking maintenance drugs. Maintenance medications have been effective
Humans are relational beings. And going out on dates is the most common way people get to know each other. As normal as relating is to human beings, so are financial constraints expected in life. And these economic limitations are one of the reasons that prevent individuals from going out to get to know other
Whatever the reason you may have, when you have bad credit scores the path back to a better reputation is a long and hard one. Of course, every journey starts with one step and for financial problems, the first step means admitting you did wrong. You don’t have to dwell on these mistakes for too
Organic eating is becoming more and more popular to health conscious individuals and people who wish to go green. Organic products are grown or processed without the use of pesticides and other chemicals that are often used in conventional methods. Organic foods are healthier since they are free from substances that may be harmful to