Pay raise used to be done automatically every year. However, with the changes that happened in the economy, this is no longer true on many companies in various industries. Most of them now have a year-end review that would evaluate the performance of employees for the past year. This is also when employees often get
The interview is a crucial part in getting a job. You might have the best knowledge or skills for the role but the employers will not know it immediately unless you show it; and that can only happen if you get hired. This is why it’s crucial that you impress them on your interview. Failure
There are millions of family owned businesses in the US alone. In fact, these businesses contribute more than half of the country’s GDP. If your family runs a business, there’s a big possibility that you could become part of it once you graduated college. This is not a big thing especially it’s really not that
Living from paycheck to paycheck is something that is experienced by more people than you think. According to a Nielsen Global Consumer Insights study that has been made, one out of four households that earn $150,000 or higher each year are in this situation. This just shows that not only those who are on the
Cooking your own food at home and packing your lunch for work can you save money. However, there may be times that you still want to eat out with family and friends. If you’re worried about the budget, there are things that you can do to avoid spending too much. Here are some of them.
Being irreplaceable at work could give you that job security that you need to pay for your bills, save for the future and enjoy in life. There are so many people looking to be employed and would be more than happy to be in your position. In order to secure your place in your company,
Looking for a new job while you’re still employed is actually ideal; in case you wish to see if the grass is indeed greener on the other side. You may find yourself contemplating on moving in another company or trying a new career for various reasons. Aside from the possibly higher pay, other reasons could
Owner financing is a less traditional approach in a home purchase. A buyer who does not have a good credit score, doesn’t have enough money for the purchase, or doesn’t qualify for a mortgage may consider this as an option. Also called as seller financing, the seller gives a specific amount of loan or credit
It is known that divorce is emotionally distressing. But its financial implications must also be taken into consideration. Researchers find that divorcing individuals would need more than 30% increase in income to maintain the same standard of living they had before divorce. Men and women are equally affected by the financial ramifications of divorce which
With our increasing needs and wants comes our high utilization of credit cards leading to accumulation of debts. While some debt is inevitable, drowning in it is unnecessary. Taking a methodical approach is the most efficient way to manage and free yourself from debt. If you are determined to get out of financial servitude, here’s