Many people are not sure about the difference between public charities and private foundations. Although both are not for profit organizations, they have their differences, which those who might be looking for grants and those who are planning to make a donation or be part of their good cause may want to know. Non-profit organizations
A pay raise is one of the things that employees look forward to each year. Aside from the fact that unemployment rate went down for the past years and is now at only 4.7%, many employees also received an increase last year. Although some received little, while others didn’t, majority did and the average rate
There are different types of insurance out there that were designed to provide benefits for various situations. Since there are already so many of them, it’s sometimes get confusing on which ones are the most important. If you have the means, it’s not bad to get all the insurance that you think would be helpful
Understanding payday loan is something that you must do before you jump into its application and get one. Like other types of loans, it has its pros and cons. One of the good things about it and also one thing that attracts many people to apply for a payday loan is its fast processing. Those
Many individuals perceive rich people to be spending mindlessly when it comes to their money, after all they have lots of it. While this is true to some, many of them actually worked hard to get what they enjoy right now and they have been and are still smart about the way they spend their
Disability insurance is one type of income insurance that’s usually overlooked by many people. Most people purchase life insurance to secure the finances of their family once they are gone. This is not a bad thing as life insurance is definitely important. However, you may want to consider getting disability insurance too. In fact, this
There are different types of mortgages and each of them have their own risks. However, there are mortgages that have higher risks than the others and this is what we’ll go through in this post. It’s important that you know your options and their risks so you could determine which one is the best for
There are still credit card myths that many people believe in. The use of these cards is not new to a lot of people, yet there are still misconceptions about its use. In this article, we’ll cover some of these most common myths and debunk them by explaining the truth behind them. One of these
Student loan contribution is a new benefit that’s being offered by a few companies nowadays. The benefits that employers commonly offer include 401(k), life, dental and medical insurance. However, this new trend in employee benefits given by companies attract more people. One of the financial concerns of many employees is paying off their student loans.
You may have planned to pay all your debts but you may also be wondering why your credit card balance has not decreased until now. There could be various reasons for this and it would help to analyze the situation and see if any of these reasons apply to you so you could do something