More and more people are now trying DIY projects in their homes. Whether it’s cleaning or home improvement, they try to do it by themselves, especially that tools and equipment are now easily available in the market. Aside from the sense of accomplishment that they feel for successfully completing a project, another reason for doing
Money is vital for our survival. After all, this is what we use to get the things we need, including food, shelter and clothing. You’ll read and hear money tips here and there. But are they all true? Some of them might be costing you, instead of helping you to save more. Others may even
Preparing for your tax return can be time consuming. You also need to make sure that you are accurate with your numbers and data to avoid having problems with the IRS. This is why it’s important that you start preparing ahead, so you’ll have more time to double check your files. Moreover, doing so will
One of the things that you should keep on your budget is savings. A portion of your paycheck should be set aside for this. No one could tell what the future holds. You may lose your job or face financial troubles. Without any savings, the situation would be more difficult to handle. Saving should also
One of the most special events that parents celebrate each year is the birthday of their children. While they want to give the best party for their kids, it’s also important to spend within their budget. There are ways on how to make the birthday celebration fun without spending a fortune. If you’re a parent
According to a recent poll made by Gallup, only 30% of Americans prepare a detailed monthly budget, which allows them to track their income and expenses. Gallup is a company that offers advice, analytics and research services to businesses and has been around for 75 years. The result of the poll shows that many people
Almost all states in the US require that car owners must have their vehicles insured. However, even if it’s not mandated by the law, it’s still a good thing to get an insurance. Accidents may happen anytime. This coverage can give you peace of mind knowing that you don’t have to shoulder all the expenses
It’s the time of the year when everybody is merry; friends and families get together, and give gifts to each other. While holidays are supposed to be fun, it can get stressful, especially if you’re on a tight budget. You may be thinking about the foods that you’ll be bringing to the family dinner and
Credit cards are used for cashless payments and for many online purchases. However, it takes great responsibility and discipline to own one as reckless use can lead to financial catastrophe. Using a credit card has its advantages and drawbacks. Before even applying for one, it’s best to weigh its pros and cons to see if
Management of personal finances may be easier said than done for many people. After all, not everyone is that organized and dedicated in keeping track of their expenses. However, personal finance management is very important if you want to make sure that you are on top of your budget and that you are able to
