Savings Archive
Frugality and cheap are not the same. There’s a fine line between the two and if you don’t want to be branded a cheapskate, you should know the difference. It’s not bad to want to save money and be smart in spending it. However, when this sacrifices even your needs and that of others, it’s
There are important habits that you need to practice in order to maintain healthy personal finances. Once these habits were included in your lifestyle, it would become natural and these would become part of your day to day life. According to a survey made, only less than 10% of college students and less than 20%
Student loans get high and this is taking a toll on a lot of graduates. About 18% of the salary of most graduates go to their salary loan payment. Moreover, around 60% of these graduates see that they would be in this situation until they reach their 40s. This is the reason why many of
Many individuals perceive rich people to be spending mindlessly when it comes to their money, after all they have lots of it. While this is true to some, many of them actually worked hard to get what they enjoy right now and they have been and are still smart about the way they spend their
There are a few people who are saving too much for retirement. There are more individuals who are not saving enough for their retirement, which can be a huge problem since they may not have the money they need to live a comfortable life during their retirement. However, although saving too much for this may
If you’re thinking of ways on how to pay for college, you’re not alone. Many parents and upcoming college students are also in the same situation as you. Not everyone can afford it and at the same time, the cost to get a degree is continuously going up, which makes it even more difficult for
It would be great if you could save or earn money while on a trip. Traveling can be fun and exciting but it also means spending significant amount of cash, especially if you’re going somewhere far. The good news is that there are ways that you could save and even earn extra money while on
There are different ways on how you could conserve water at home. Doing this have great benefits including lowering down your water bill and saving the environment. In today’s world where prices are getting higher but the income stays the same, it’s practical to do things that would help save money in whatever way we
You won’t keep working for the rest of your life. There will come a time when you are no longer physically capable of doing so. If not, you will reach an age where you are already mandated to retire from work. This is great news when you have prepared for your retirement. Otherwise, it is
It’s important that you recognize the signs that your debt is out of control so you could do something about it as soon as possible and still save your personal finances. Debt is something that majority of people are familiar with. Almost every person has a debt in one form or another. Some of the