News Archive

Credit Cards: Pros, Cons and How to Use Wisely

Credit cards are used for cashless payments and for many online purchases. However, it takes great responsibility and discipline to own one as reckless use can lead to financial catastrophe. Using a credit card has its advantages and drawbacks.  Before even applying for one, it’s best to weigh its pros and cons to see if

Best Personal Finance Apps to Keep Your Budget on Track

Management of personal finances may be easier said than done for many people. After all, not everyone is that organized and dedicated in keeping track of their expenses. However, personal finance management is very important if you want to make sure that you are on top of your budget and that you are able to

5 Tips on Tipping – Are You Too Generous or Too Stingy?

Tipping has become customary in many Western countries. It is something typically expected by waitstaff and others in the service industry. As a consumer, you’ve probably encountered of several instances when you are confused about the amount to give for the tip. How much should you give? Is $5 or $10 enough to reward good

Bitcoin Heist or Glitch? Which Scenario Can’t They Bear to Admit?

The news is out. Mt. Gox, the Tokyo-based leading bitcoin exchange, finally admits its bitcoin losses. Mt. Gox files for bankruptcy after mysteriously going offline for some time, leaving the following ambiguous message on their website: Dear MtGox Customers, In the event of recent news reports and the potential repercussions on MtGox’s operations and the