Finance Archive
Cash and credit are the two (2) most common means of how an individual expends his/her financial resources to acquire goods and avail of services but, if mismanagement, might result to debt. Thus, learning to control – how and when to use them is very important. Knowledge and skills in managing one’s cash and credit
A systematic, strategic and secure way of carrying one’s money as he/she travels daily in the metropolis commuting is very important. This is most applicable for those who journey long distances before reaching their destinations. Bulk of the population of any city, in any given country of the world is commuters who take not only
A clear understanding of what investing and gambling , is essential for good financial management. These two (2) words, often heard, yet usually taken for granted, have deeper implications to every individual’s economic resources more than one can ever imagine, since, like any type of reserve, finances can become depleted if not spent wisely. So
Education is an essential part of human existence. However, as essential as it is, education is an expensive investment. When you are studying, you need to pay for your tuition and other fees. These are on top of all your daily expenses. This is one of the main reasons why so many decide to forego
There is a reason why a lot of people end up having unhealthy financial status. They were not able to properly manage their financial resources. This is because an increase in buying power, brought about by an increase of personal income, also increases one’s expenses. It is very easy to spend when you are earning much.
When it comes to saving money, the most common thing that people do is to open a bank account. It may seem that all banks are the same, but the truth is they were not created equal. This is why there are things that you must put into consideration when choosing the bank where to
There are several reasons why you may be selling your home. It could be that you’re experiencing financial troubles, you decided to downsize or upsize your home, or you may need to relocate because of your work. If you’ve had your home listed for some time and it’s still not being sold or you’re not
It’s important to have a life insurance, especially if you have your own family or you are the breadwinner of the family. This will ensure that your loved ones will be able to survive and live a comfortable life even after you’re gone. This may be an added expense on your personal finances, but this
Bad financial habits can negatively affect your personal finances. Just like any other habits that you’ve already been used to, it can be difficult to eliminate them. However, if you are committed to improving your finances, with your dedication, it can be possible. Here are some of the most common bad habits when handling finances
While being frugal and cheap may sound the same, there’s a fine line that separates the two. Both would like to save money, but in different ways. Frugal individuals would not sacrifice the quality of products purchased over the price, while cheap people only think about the price. Moreover, thrifty people would spend more money to