Finance Archive
It could be challenging for many people to manage their grocery budget. If you’re one of these people who always find themselves overspending when shopping for grocery items, there’s something that you can do on how to stay on budget and even cut the cost in this area. You will save money and prevent overspending,
The down payment of the mortgage is one of the main reasons why it’s still difficult for many people to get their own home. With the interest rate of mortgages getting lower than ever, many individuals are deciding to give up renting and go for owning their own place. There are several lenders and banks
Home upgrades can be costly, depending on the project that you’re undertaking. If this is something that you would like to do since you personally want to improve the look and functionality of your house, then the satisfaction that you would feel upon its completion would be priceless. However, if you’re not planning to stay
Halloween is almost here and if you’re like many families in the US, you’re probably starting to decorate your home now. You may also be already planning on your kids’ costumes and what to give the trick or treaters once they knock on your door. Around $7.4 billion was spent by Americans for Halloween in
Pay raise used to be done automatically every year. However, with the changes that happened in the economy, this is no longer true on many companies in various industries. Most of them now have a year-end review that would evaluate the performance of employees for the past year. This is also when employees often get
The interview is a crucial part in getting a job. You might have the best knowledge or skills for the role but the employers will not know it immediately unless you show it; and that can only happen if you get hired. This is why it’s crucial that you impress them on your interview. Failure
Being irreplaceable at work could give you that job security that you need to pay for your bills, save for the future and enjoy in life. There are so many people looking to be employed and would be more than happy to be in your position. In order to secure your place in your company,
Owner financing is a less traditional approach in a home purchase. A buyer who does not have a good credit score, doesn’t have enough money for the purchase, or doesn’t qualify for a mortgage may consider this as an option. Also called as seller financing, the seller gives a specific amount of loan or credit
It is known that divorce is emotionally distressing. But its financial implications must also be taken into consideration. Researchers find that divorcing individuals would need more than 30% increase in income to maintain the same standard of living they had before divorce. Men and women are equally affected by the financial ramifications of divorce which
While the older generations’ obligations often ask them to take care of their children, there comes a time where the young have to look over the old. Retirement is difficult, and many countries don’t often prioritize the security of the elderly, and that’s not a positive thing. So when the mantle finally passes, when the
