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Credit Cards: Pros, Cons and How to Use Wisely

Credit cards are used for cashless payments and for many online purchases. However, it takes great responsibility and discipline to own one as reckless use can lead to financial catastrophe. Using a credit card has its advantages and drawbacks.  Before even applying for one, it’s best to weigh its pros and cons to see if

5 Tips on Tipping – Are You Too Generous or Too Stingy?

Tipping has become customary in many Western countries. It is something typically expected by waitstaff and others in the service industry. As a consumer, you’ve probably encountered of several instances when you are confused about the amount to give for the tip. How much should you give? Is $5 or $10 enough to reward good

When Spending Is Saving: 5 Ways to Save Money By Using It

Saving is one of the money management skills being promoted to deal with the limitedness of financial resources. It is something even young children know. However, you may not be aware of certain ways with which you can also achieve savings. You don’t necessarily have to keep money or hold back on spending to save

How You Can Control Extravagant Spending on Gadgets

The 2014 Mobile World Congress has just started, showcasing an abundance of consumer electronics to tickle every tech enthusiast’s fancy. For many, this is one event of hard-to-resist temptations. The products featured are bound to taunt guests into buying an “upgrade” or simply to get something interesting. Electronic gadgets are some of the reasons why