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Although it might seem like it, debt is not really the root of all your problems. From struggling with credit card bills to making minimum payments on loans, the bills just never seem to stop piling up. Indeed, owing money brings about awful feelings of inadequacy and helplessness. But the truth behind all that is
Debt is a highly misconstrued concept. Most people would balk at the idea of incurring debt as they are scared of going to the poor house, like many others. But debt, like credit cards, is a mere financial tool to aid you in reaching your financial goals within the quickest time possible. Debt can work
Being a student is not easy especially if you don’t come from a wealthy family. Aside from the tuition fees, there are lots of other items that you need to pay for. You have to pay for your projects, daily expenses, and even allot some money for relaxation and entertainment. Thus, with the limited amount
With the advent of online shopping, everything can be done online these days. This is why a lot of business people have succeeded. They moved on from traditional selling to online business. Selling items online means that you have bigger audience and a potential purchase at any point in time. Though this sounds really easy,
Amassing a lot of money would be the dream and goal of every breathing human being. But becoming rich is not something that can be done overnight. It is a state that one can get to only with sheer determination and a lot of discipline. But aside from these qualities, it is also important that
It is a brand new year filled with new resolutions and goals. Despite the many plans you might have, one of the most important goals you would need to make would be regarding your finances, especially if you had incurred a bit of debt during the past year. Had a rough time last year with
One of the most important things a parent can teach their child would be those related to money. By teaching your children lessons about money, you will not only be passing to them a deeper understanding of how to manage money, but you will also be able to pass on your values to your child:
Everyone, at some point if not for a major part of their life, has had some debt to settle. When you say you are in debt, it could be in these three forms: (a) you borrowed any amount of cash and did not put up any collateral, (b) you had some credit extended to you,
Shopping can be one of the most enjoyable pastimes for many individuals. But one thing that makes it memorable and worthwhile would be being able to get a good buy. After all, there is nothing like the feeling of getting something new at just a fraction of the price advertised. Here are ways on how
One of the most-awaited moments at work would be the time of the year when bonuses are released. The typical bonus that is released by most companies would be the 13th month bonus. Usually given to employees as a way to recognize a job well done, the 13th month usually amounts to an entire month