Nowadays, owning one’s own vehicle – his/her own ideal car in particular is slowly becoming a necessity more than a luxury. Each individual has his/her own objective/s for buying one. One may get it for convenience and practicality purposes, to help them get by their daily travel routines more efficiently and perform their daily duties
Exercising prudence in purchasing a present, especially one that a person wants to be considered as priceless by the gift’s recipient is very important. Human beings naturally want to receive something special from people who are dear to them. Each and every person wants to be remembered and to feel appreciated by someone. And receiving
Through the years, many adults, particularly parents and/or guardians, have been using money, as a major tool in forming their children’s behavior. To effectively do this, it is a good to learn and employ some basic concepts in psychology. Many of these adults use money – coins and bills to reward their children for good
Though giving finances – donating funds from one’s own pockets to groups advocating noble causes is something good, having a way of doing this is important, especially since it involves money matters. However fine sharing of one’s financial blessings to certain causes may be, there are people who still avoid involvement with them since, more
Cash and credit are the two (2) most common means of how an individual expends his/her financial resources to acquire goods and avail of services but, if mismanagement, might result to debt. Thus, learning to control – how and when to use them is very important. Knowledge and skills in managing one’s cash and credit
A systematic, strategic and secure way of carrying one’s money as he/she travels daily in the metropolis commuting is very important. This is most applicable for those who journey long distances before reaching their destinations. Bulk of the population of any city, in any given country of the world is commuters who take not only
The habit of saving money is so important and should be introduced in one’s childhood years. But teaching the value of this practice to youngsters is not an easy task. Human beings, even children, are inclined to spend money than save it. But this can be addressed using even the simplest, most common and traditional
A clear understanding of what investing and gambling , is essential for good financial management. These two (2) words, often heard, yet usually taken for granted, have deeper implications to every individual’s economic resources more than one can ever imagine, since, like any type of reserve, finances can become depleted if not spent wisely. So
“Magic savings” is something that can be experienced by every person. It has the ability of spicing up and thereby putting a sense of “enchantment” to one’s practice of financial management, which can further strengthen his/her practice of saving for emergency situations. This is can be applicable to anyone earning income – employed and self-employed
An excellent plan on how to manage one’s income is very important. It involves budgeting, saving, investing, among others. Good budgeting starts with a clear understanding of the difference between needs and wants. Needs are those things in life that are necessary for survival, which mostly pertains to food, shelter, and clothing. Wants are simply